Couple Money Podcast

Whether you have a 9-5 job, are self-employed, or run a business, burn-out can be a real problem. Learn how you can avoid it ad setting up your finances to take the time off you need! 

Wrapping Up a Big Year at FinCon

LLast week, I went to Dallas to attend FinCon, a conference of independent personal finance publishers, fintech companies, and media focused on a positive money message.

I had an incredible week chatting with buddies in the personal finance space. We've chatted throughout the year via Zoom or Skype, but it's special to hang out in person. Many of us got started because we were getting out of debt or saving for a dream.

I also got to see what was going on with fintech. There are so many developments and right now, apps are coming out that are designed for couples. Got to enjoy some time with the HoneyFi team as well as a few others.

And I was especially honored and grateful that Couple Money won best family finance blog for the second year in a row!

But besides taking home a sweet trophy I also brought back a bug and I'm finally feeling more like myself. My voice is a little weak, but I didn't want to miss another week.

It's the season finale and I want to talk about a few things that have been on my mind and some of what I heard on yours.

In this episode, I want to discuss with you:

  •  tackling big goals while avoiding burnout
  • budgeting for time off
  • upcoming plans for the podcast and this site

Hope you enjoy! 

Jumpstart Your Marriage and Money Course

Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course.

Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you:

  • Stop fighting about money and create a budget that you BOTH LOVE
  • Automate your money
  • Pay off your debt faster
    Plus more!

You can get lifetime access here!

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.

Direct download: How_to_Avoid_Burnout_By_Giving_Your_Finances_and_Lives_Margin.mp3
Category:personal finance -- posted at: 4:31pm EST

Not sure how to get your kids to understand budgets without boring them? Learn how a trip to the zoo gave our six-year-old a (fun) crash course on money! 

Direct download: Teaching_Kids_about_Money_and_Keeping_Budgets.mp3
Category:personal finance -- posted at: 6:48pm EST

Think you can avoid money fights by not talking about it? Learn and use these conversation starters to develop financial intimacy, get on the same page with money, and have an extraordinary marriage! 

 

Financial Intimacy and Marriage

Normally people associate intimacy with physical or emotional, but a long-lasting marriage takes more.

You two can connect with intellectual activities, spiritual moral values, having fun and relaxing, and yes, financial intimacy.

If you been listening to the show for a bit, you know that the money itself is usually not the issue, but a symptom. To a degree, once the bills are paid, how we spend or use money is a reflection of our priorities.

It's all connected.
And we neglect or ignore talking and working through things, our marriage can suffer.

What if you've been married for some time, can you turn things around? Not only fix your finances but become more open as a couple.

Fortunately, Tony and Alisa DiLorenzo are on the show to share their story and help make things easier. They're the dynamic duo behind One Extraordinary Marriage where they explore developing a stronger marriage.

In this episode we get into:

  • the challenges Tony and Alisa faced with debt
  • how they started those conversations about money
  • creating a system with their family finances they're both happy with

Hope you enjoy!

Resources to Building Your Marriage and Financial Intimacy

Looking to connect as a couple with money and more? Here are some wonderful resources to get you started!

Jumpstart Your Marriage and Money Course

Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course.

Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you:

  • Stop fighting about money and create a budget that you BOTH LOVE
  • Automate your money
  • Pay off your debt faster
    Plus more!

You can get lifetime access here!

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.

 

Direct download: Creating_an_Extraordinary_Marriage_Through_Financial_Intimacy.mp3
Category:personal finance -- posted at: 5:13pm EST

Want to retire early, but your spouse isn't ready? Learn how Jamila and her husband got on the same page with financial independence and saved over $80,000 last year! 

Getting on the Same Page with Financial Independence

You're making a good income, but... you're not getting anywhere. It's frustrating.

Somehow, though, maybe through this podcast, some personal finance sites, or books, you've started running the numbers.

While there would certainly need to be some changes, you can see a path forward. You can get out of debt, save more, and invest towards retirement. Maybe even retire early.

But there's just one problem.

It's not just about you. You're in this with your spouse. And you're not quite sure how to get them on board.

As you heard at the top, today's guest Journey to Launch founder Jamila has been down this path.

In this episode, we get into:

  • how she and her husband first handled their money and paid down debt
  • discovering financial independence and winning him over
  • how they work together with money and created a system that respects both their styles

Hope you enjoy!

Want to hear about another couple who worked out their differences? Check out my interview with Tai and Talaat from His and Her Money.

We discuss how they dumped their debt even though they are financial opposites

Working Towards Financial Independence

Special thanks to Jamila. Connect with her on Twitter and Facebook and learn more about their journey.

If you’re looking to get ahead with your finances as a family, here are more resources to check out!

Jumpstart Your Marriage and Money Course

Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course.

Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you:

  • Stop fighting about money and create a budget that you BOTH LOVE
  • Automate your money
  • Pay off your debt faster
    Plus more!

You can get lifetime access here. 

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.

 


Looking to get off the treadmill and finally dump your debt? Learn how you can set your money to win and reach your goals faster! 

 

Have you ever been frustrated with your money? I know when we were first starting out, there were times where I felt like we knew where we wanted to go, but we weren't making the progress we hoped for.

Or maybe you're looking at that big pile of debt and it looks like it's impossible to tackle with the income you have.

Perhaps you'd love to retire early, but it's such a far off goal. 

Live Save Spend Repeat

Kim Anderson has been there. She's the creator of Thrifty Little Mom and the author of Live Save Spend Repeat.

She and her husband Cressel have been tackling some big dreams, including living a debt free life.

In this episode we get into:

  • Why Kim prefers  cash over credit
  • the changes needed to pay off $90k in 2 years
  • why and how she and her husband are creating the life they want

Hope you enjoy! 

Resources to Simplify Your Finances and Dump Your Debt

Tired of being in debt? Here are some resources to help you dump it.

Free 5 Days to $5K Course

I’m offering a free email course to help you boost your income. It’s called 5 Days to $5K. It’s launching Monday and it will walk you through how to save, find, and make more money. 
 
Hopefully, you can use that money to pay down debt, grow that emergency fund, or maybe have it launch your own side hustle. 

You can sign up here!

Thank You to Our Partners

Support for this podcast comes from Jumpstart Your Marriage and Your Money Masterclass.

This self-paced course is designed to help you get on the same page with money, dump your debt faster, and build wealth as a team.

 

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.

Direct download: Living_the_Life_You_Want_with_the_Money_You_Have_.mp3
Category:personal finance -- posted at: 4:26pm EST

Want to make extra money to help you pay down debt or explore a new career? Chris Guillbeau shares how to launch a profitable side hustle in 27 days!
 

Give Yourselves Margin with a Side Hustle

One of the biggest objections to not saving or paying down debt I keep hearing is 
“We don’t have any extra cash.”
 
Makes sense. If you don’t have any extra cash, it’s hard to pay down that debt or build and emergency fund.
 
Typically there are few ways you can save money on your expenses or negotiate better deals with certain bills like cable or insurance. 
 
But sometimes it's not just a spending issue. 
It's an earning one. 
 
After spending 40 hours or so working,  you're not necessarily looking to take a second job and being tied down to another fixed schedule for so-so pay.  
 
So is there a way for you to earn more on the side? Perhaps tapping into one of your talents? 
 
And what if that income stream can give you margin or a buffer so you can finally grow your emergency fund, knock out some of that debt, and maybe explore a new career? How would you feel then?
 
Excited? Thrilled? Ready to go? Or are you a bit skeptical and tired of the hype you see online about side hustles? 
 
Let's be real. If it was really that easy to drum up such an income stream, then most people would be all over that. 
 
However, that doesn't mean it's not doable. It means you have to be smart about the time you invest when launching. 
ever
 
Chris Guillbeau, author of Side Hustle from Idea to Income in 27 Days, is here to share his expertise and story. 
 
In this episode we get into:
  • why a side hustle can be a wonderful option
  • how you can start one in less than a month
  • why and how a sustainable side hustle can also build your legacy

Hope you enjoy! 

 


Debt can be an enormous burden for many couples. Learn how you two can work together and get the resources you need to deal with depression and debt. 

 

This episode is part of the Suicide Prevention Awareness Month blog and now podcast tour in partnership with Debt Drop.

This is a heavier than normal topic, but I'm afraid too many people and couples suffer in silence. My focus today is giving you some jumping points and ideas.

You two can then discuss them and work out what's best for you.

I want to clear upfront - I've never had to deal with depression and debt, but I've dealt with both.

I remember clearly the anxiety and stress I had over debt.  Sleepless nights trying to figure which bill to pay with a limited income.

I've had periods in my life where depression robbed me of joy.  There was no specific trigger, but it was a win to get out of bed some days.

That said - I am not a medical professional.

I just want to share some encouragement and tips that have helped me and others. 

Resources to Fight Debt and Depression

If you two are looking for resources to not only knock down your debt but take care of yourselves, here some to check out: 

 

Direct download: How_to_Deal_with_Debt_and_Depression_Together.mp3
Category:personal finance -- posted at: 2:38pm EST

Direct download: Finding_the_Best_Money_System_as_a_Couple_with_HoneyFi.mp3
Category:personal finance -- posted at: 7:56pm EST

Millions of Americans want to start a business, but where do you begin? Entrepreneur and start up co-founder Will DeShazo shares how you can find the right gig along with balancing marriage and entrepreneurship!

 

Finding Balance with Marriage and Entrepreneurship

We've had a quite a few shows about being a happily married entrepreneur I've been sharing my ups and downs working from home.

I've also interviewed couples who are running a business together like Justin and Rebekah Rhodes with Abundant Permaculture, couples who ventured on their own career paths like LaTisha Styles who explained how she and her husband successfully support each other.

And hearing them, you get this sense that's they're well-oiled machines. Things working out.

But what about that beginning stage?

How does a side hustle fit in with your current job and your marriage?

In this special episode Millennovator co-founder Will DeShazo and I discuss:

  • how you can start earning some cash while exploring career options
  •  the framework that will help you find the right gig
  • opportunities for you to give yourself a raise at your current position using a side hustle

Hope you enjoy!

Subscribe to Couple Money Podcast via iTunesStitcher, or copy this link to use with a podcatcher of your choice.

Resources for Entrepreneurs

Want to become an entrepreneur? Here are some more resources to check out!

Thank You to Our Partners

Support for this podcast comes from partners like Personal Capital. Easy to set up & easy to use. You can have all your investments, income, and expenses all pulled into one place.

Did I mention it’s free? Why don’t you give Personal Capital a try today?

Direct download: Balancing_Marriage_and_Entrepreneurship_with_Millennovator.mp3
Category:personal finance -- posted at: 2:51pm EST

Ready to take a last minute getaway or weekend trip? Use these travel apps and get the best deals!

Going away for the weekend doesn't mean you break your budget. With a little planning and the right resources, you two can score some nice trips and still save money.

So if you're looking at getting away from it all for a few days, save this post.

Travel Sites to Bookmark for Your Weekend Getaways

There are more sites than ever for travelers. Besides snagging last minute deals on popular tourist spots, you can also discover some awesome destinations.

  • Airbnb: If you want to live like a local, Airbnb can help you find a bed or whole house for your next trip. We used the site when we went away for an anniversary trip and had a beautiful riverfront apt in Wilmington, NC for a fraction of the price of a hotel.
  • Priceline: I'm a huge fan of their Name Your Own Price feature, which has helped us score plane tickets, hotel rooms, and car rental half off the advertised prices.
  • Better Bidding: Speaking of bids, there are forums and sites online that can help you figure out what it will take to your bid accepted.

You might also want to keep an eye for flash deals with airlines like Southwest where you can score huge discounts on flights for select cities.

Apps to Help Score Great Deals and Keep Organized

With smartphones everywhere, apps have been developed to help travelers. Download these apps to help you get the best deals and explore your destination.

  • Localeur: (iOS only) Locals share some of their favorite spots in 14 major U.S. cities.
  • TripIt: With two kids in tow, I love to have one app to handle and organize all of the travel arrangements.
  • Hopper: If you like to double check the deals on flights, Hopper is great. The app analyzes tons of flight prices and can suggest when it's a good time to purchase a ticket.
  • Hipmunk: An all in one solution where you can find last minute deals and book them.

Even though you might not think of it as a travel app per se, GasBuddy can tremendously helpful if you're taking a road trip.

Thoughts on Weekend Getaways

I'd love to hear your ideas and stories. What has been your favorite getaway destination?

What has been your most recent travel deal you've taken? What travel apps are your favorite for planning?

Direct download: Travel_Apps_to_Score_Deals_on_Last_Minute_Getaways.mp3
Category:personal finance -- posted at: 1:40pm EST

Feeling trapped at a job because you're dealing with debt? Find out how you can pay off your debt faster. Whitney Hansen shares how she eliminated $30,000 in less than a year! 

Direct download: More_Options_Less_Debt_Paying_off_30k_in_10_Months.mp3
Category:personal finance -- posted at: 8:47am EST

Can you really have big wins from changing tiny, but key habits? Learn the critical key steps Chris Reining took to retire at 37!

Direct download: Tiny_Habits_That_Lead_to_Retiring_Early_with_Chris_Reining.mp3
Category:personal finance -- posted at: 10:34am EST

Direct download: Investing_in_Your_Marriage_and_Money.mp3
Category:personal finance -- posted at: 5:32pm EST

1