Couple Money Podcast

Today we’re going over home buying tips so you can snag a great deal on your dream house! 

What You Need to Know About Buying a House

This summer is wrapping up, but things are about to get busier for us. 

My mom was recently offered a job in the area and so she’s asked me to help her with buying a house. 

The problem is that here in the Raleigh/Triangle area, it’s very much a seller’s market. 

Since we bought our house three years ago, prices have gone up on homes. The median price of homes currently listed in Raleigh is $330,000.

Which means we need to be savvy house hunters. 

I’m excited about this, but it’s going to be a challenge for sure. 

And if you’re looking to buy a house, you might be facing the same challenges. 

Which is why I’m so happy to have Louis Guillama on today to offer his expertise.  He’s the Vice President of Real Estate Operations over at Coastal Credit Union.

He has decades of experience with the real estate agent side as well as home renovations. 

In this episode we’ll discuss: 

  • differences between buying new construction vs resale
  • spotting great and still affordable neighborhoods
  • finding a fixer-upper (instead of being stuck with a money pit)

Hope you enjoy!

Resources on Buying a House

If you’re looking to buy, here are some resources to help you find an affordable place you love!

Thank You to Our Sponsor Coastal!

Support for this podcast comes from Coastal Credit Union! If you’re living in the Raleigh Durham area and looking to bank better, come check out Coastal today.

If you need an agent, Daymark Realty has a fantastic team ready to help find the perfect house for you in the Triangle area! 

Support the Podcast!

Thank you so much for listening to the podcast!

  • Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share.
  • Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple or Stitcher.
  • Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere.

Direct download: S9E7_Home_Buying_Tips_for_Finding_Your_Dream_House.mp3
Category:personal finance -- posted at: 7:09am EDT

How do you feel about managing money? Is it something you enjoy doing or do you see paying the bills, knocking out debt, saving for your future, etc. a bit much?

When we were first married it was honestly a little overwhelming. We had the bills to pay, a car loan, and eventually student loans that were going to come due. 

The idea of getting a financial system seemed complicated.

The good news is it wasn’t.

With a little organization so we had our acct info in front of us. It was a one evening thing. 

And it’s made a huge difference for us. 

We’ve paid off over $30,000 of debt, bought our cars with cash, started investing for retirement, and giving more.

Through the years, we’ve had to take a step back to help out loved ones and deal with our family. With two little ones as our priority, we sometimes have put money conversations on the back burner.

The automated system allowed us to still take care of the essentials and not miss a beat. 

But I also know that the idea of setting up a system sounds like a ton of work.

Truth is the initial set up typically isn’t as difficult as you think and the benefits are more than just the money. 

To make this easier we’re going over: 

  • Peek into Our System so You Have a Real Life Example
  • Setting Up Your Financial System
  • Tools and Apps to Make it Easier to Set up and Track Your Money

I hope you enjoy! 

Thank You to Our Sponsor Coastal!

Support for this podcast comes from Coastal Credit Union! If you’re living in the Raleigh Durham area and looking to bank better, come check out Coastal today.

They have fantastic options to make online banking easy!

Resources to Stay on Top of Your Money

Here are some resources to make managing your money much easier!

Support the Podcast!

Thank you so much for listening to the podcast!

  • Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share.
  • Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple or Stitcher.
  • Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere.


With the FIRE (financial independence/retire early) movement growing, many families are wondering if it's an option for them. Today we look at the key numbers parents need to consider when pursuing financial independence while raising kids! 

What choices do we need to make as a family now to become financially independent?

Helping me to dig into this is Jonah Kaufman. He’s a financial advisor at Coastal Wealth Management. 

And while he’s not here for specific financial advice – that’s something you need to do one on one since everyone has unique financial circumstances – we are going over some things to consider and talk about as a family.

In this episode we’ll discuss: 

  • 5 big myths and misconceptions people have about financial independence
  • Two key numbers to keep an eye on for early retirement (and income is not one of them!)
  • How you two can create a FIRE plan that fits you

Hope you enjoy!

Handy Tools to Start Your FI Journey

If you’re looking to get ahead with your finances as a family by pursuing financial independence, here are some resources to check out:

FI Community

Too many to number, but here are just a few of my favorites!

If you’d like to chat more your money system, please join us in our private and free Facebook group – Thriving Families

We’re families looking to support and help one another out.

Hope to see you there!

Thank You to Our Sponsor Coastal!

Thanks to our podcast sponsor Coastal Credit Union!

Support for this podcast comes from Coastal Credit Union! If you’re living in the Raleigh Durham area and looking to bank better, come check out Coastal today.

If you want to be better prepared financially for retirement, please check out Coastal’s Retirement Planning options

Support the Podcast!

Thank you so much for listening to the podcast!

  • Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share.
  • Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple or Stitcher.
  • Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!

Music Credit

Like the music in this episode? It’s provided by Lee Rosevere.


Looking to raise kids while pursuing financial independence? Here are some tips from Simplify and Enjoy to help you reach your goals and enjoy the journey!

How to Simplify Your Finances and Enjoy Your Family

As I mentioned in the last episode, this week is going to be a bit different. I’m going on vacation with my family soon but I wanted to leave you with some bonuses.

As you already heard, I started a new podcast – Simplify and Enjoy.

While here on Couple Money we talk about getting on the same page with money as a couple, Simplify and ENjoy is more focus on families especially with young kids who are interested in pursuing financial independence.

Besides looking at the numbers, of course, we’re going to be looking at how to design your life around your family.

How do you make the finances work so you are hitting your goals but you’re also enjoying the journey?

So this week I’m going to share the first two episodes from the series – easy ways to manage your money when you’re busy and then the second episode is finding your path to financial independence when you’re raising young kids.

I hope you enjoy these episodes and that they help you with your own journey to financial freedom and independence as a family!

Handy Tools to Save More

If you’re looking to get ahead with your finances as a family, here are key resources to check out!

Thank You to Our Sponsor Coastal!

Thanks to our podcast sponsor Coastal Credit Union!

Support for this podcast comes from Coastal Credit Union! If you’re living in the Raleigh Durham area and looking to bank better, come check out Coastal today.

They have competitive rates on checking and savings accounts!

Support the Podcast!

Thank you so much for listening to the podcast!

  • Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share.
  • Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple or Stitcher.
  • Grab a copy of Jumpstart Your Marriage and Your Money. My book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere.

 


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