Couple Money Podcast

Looking to kick things up a notch? Learn how you can have fun this summer and still save some serious money! 

Summer Saving Fun

I'm so ready for summer!

The tricky part of summer, especially if you have little ones, is making sure you don't go broke while still having fun.

So to wrap up this season, I challenged myself. Today I'm going to share how you can save a grand this summer!

We're going to look at 4 areas and show you 5 ways to save. 
  • Getting the Best Deals
  • Boost Your Savings 
  • Frugal Foodie
  • Vacations/Getaways

Hope you enjoy! 

Getting the Best Deals 

If you're out shopping make sure you're getting the best deals! Some of my favorite apps and sites are:

  • iBotta
  • Camel, Camel, Camel
  • Honey
  • Paribus

Your family's smartphone plan shouldn't cost you a fortune. There are some fantastic deals out there. I use Republic Wireless and love them. They have an incredible line of phones. I have two lines with them and pay less than $50/month! 

You may also want to look at providers like Ting, Freedom Pop, and StraightTalk. 

When shopping online, hold off on those impulse buys you may be able to score a better deal by leaving before the purchase. I had a site send me an email afterward with a cheaper price. You may also want to switch to incognito mode. 

Boost Your Savings

If you're looking to ramp up savings here are some great apps and services to try out. 

They can help you track your money quickly and easily. 

You also want to make sure you're keeping a visual reminder of what you're saving towards. It can keep you motivated when you're in the middle of things. 

And of course, automate your savings. It's not doing you any good until it's stashed away. 

Frugal Foodie

I've been writing for Couple Money for almost nine years and I will tell you that one of the biggest budget busters that couples have is eating out. Break this cycle by:

  • Plan Your Meals for This Week
  • Prep a Meal Ahead
  • Have Go-to Meals
  • Think Global with Your Dishes
  • Have a Potluck

Vacations/Getaways

Summer is a fantastic time to get out of town and explore someplace new. Using sites and apps like Skyscanner and CheapOair can make your money go further next trip! 

  • Be Flexible
  • Learn How To Bid
  • Stay Like a Local
  • Budget for your Trip

 

Jumpstart Your Marriage and Money Course

Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course.

Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you:

  • Stop fighting about money and create a budget that you BOTH LOVE
  • Automate your money
  • Pay off your debt faster
    Plus more!

You can get lifetime access here!

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.


Want to help your kid graduate college debt free? Learn the strategy and tactics one mom used to snag her son $700,000 in scholarships! 

The Scholarship Shark

College is expensive.

I don't think that's news to you, but did you know that graduates in the class of 2017 are on average carrying student loan debt of just over $39,400?
And that the student loan delinquency rate of 11.2%?

If you're a parent, you're probably worried about how that can affect your child's financial future.

You need to hunt down as many scholarships as you can.

That's why I'm grateful Pam Andrews is here on the show. She's not only the College Admissions Coach and Scholarship Strategist behind The Scholarship Shark, she's a mom.

A mom who managed to help her son snag $700,000 in scholarships.

Yep.

So if you are interested in helping you kid minimize or skip those student loans, you'll want to really pay attention to this episode.

Today Pam and I discuss:

  • how they worked together to find which schools to apply to
  • the strategy of getting scholarships
  • out of the box ways to make college affordable

Hope you enjoy!

Tips on Paying for College

If you two are looking to help your kid skip out on student loans, here are some resources to help you save up.

Jumpstart Your Marriage and Money Course

Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course.

Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you:

  • Stop fighting about money and create a budget that you BOTH LOVE
  • Automate your money
  • Pay off your debt faster
    Plus more!

You can get lifetime access here!

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.


Do you two have a couple of dreams you'd love to get started on but right now the money isn't working? Today we're going to discuss how to pursue your dreams without going broke!

Working Together to Pursue Your Dreams

Real life isn't that smooth.
There are a dozen and more ways things can go sideways with the business. If you're married, you have to work as a team.

Today Alex Grodnik from Wall Street Oasis' podcast Moving Up and founder of Payclub is here to share his story and offer from tips from the trenches. His career has a had a few shifts. He and his wife are working together to a find a flow that allows them to pursue their dreams, pay their bills, and prepare for the arrival of their daughter this summer.

In this episode we discuss:

  • why he choose to get an MBA and the unexpected pivot he made
  • how they went to from living off two incomes to one
  • the real truth and finances of being a startup entrepreneur

Hope you enjoy!

Resources to Help You Launch a Side Hustle

If you’re ready to make the leap, here are some more resources to help you build another income stream.

 

Jumpstart Your Marriage and Money Course

Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course.

Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you:

  • Stop fighting about money and create a budget that you BOTH LOVE
  • Automate your money
  • Pay off your debt faster
    Plus more!

You can get lifetime access here!

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.

Direct download: S6E26_How_to_Pursue_Your_Dreams_without_Going_Broke.mp3
Category:personal finance -- posted at: 10:06am EST

Want to become debt free, but you haven't figured out how to do it together? Here's what you need to know to knock out your debt faster! 

Debt Free Together

I've yet to meet a couple who became debt free by accident.
I mean it's kind of easy to slip into credit card debt or take on loans because that's considered normal.

But to move away from that mentality takes effort.
And being a couple, you have two minds to shift.

There are things to consider together.
Like your approach.
Do you gravitate towards earning more money to knock out that debt or do you find it easier to slash your expenses?
How fast do you do it?
How do you two work as a team and use your personal talents to knock this debt off?

Every couple has their approach, so what worked for us might not work for you.
Which is why I love chatting with others and hearing how they did it.

John Wedding, the creator of Mighty Bargain Hunter, is on the show today to offer his take. He and his wife are debt free except the house.

In this episode, we get into:

  • how things shift from being solo to a couple
  • why debt free was an important goal to them
  • how they work as a family to be smart with their money

Hope you enjoy!

Resources to Dump Your Debt Faster

Tired of being in debt? Here are some resources to help you dump it.

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Jumpstart Your Marriage and Money Course

Want to give your marriage and bank account a boost? Pick up Jumpstart Your Marriage and Money course.

Jumpstart focuses on the big wins including earning more. Get LIFETIME access to a four-week course design to help you:

  • Stop fighting about money and create a budget that you BOTH LOVE
  • Automate your money
  • Pay off your debt faster
    Plus more!

You can get lifetime access here!

Music Credit

Like the music in this episode? Our theme song is by Gentle Regime. Additional music by Lee Rosevere and Logan from Music for Makers in this episode.

Direct download: S6E25_How_to_Become_Debt_Free_Together.mp3
Category:personal finance -- posted at: 10:47am EST

Want to stop living paycheck to paycheck, but not sure where to start? Learn how to create a budget together so you can have fun now and some savings later! 

Create a Budget You Both Love

How do you feel about your budget?

Be honest.

Chances are you're not exactly thrilled about it.

A survey conducted by Experian found that nearly half – 42% to be exact – don’t use one because they feel like they're ineffective and unnecessary.

So how do you create a budget that you both love?
 
Peter Polson from Tiller, one of the coolest money apps out there, is joining me today to offer some fantastic suggestions and ideas.

In this episode we'll discuss:

  • how a budget can fit into your life and grow with you through your marriage
  • how to fit your personal hobbies into your budget
  • why there is no one size fits all budget

Hope you enjoy!

Resources to Budget Together

Do you two want to get on the same page with budgets? Here are some helpful resources mentioned in the episode and more.

Budget Templates to Try Out

Thank You to Our Partners

Support for this podcast comes from partners like Personal Capital. Easy to set up & easy to use. You can have all your investments, income, and expenses all pulled into one place.

Did I mention it’s free? Why don’t you give Personal Capital a try today?

Direct download: S6E24_How_to_Create_a_Budget_That_You_Love.mp3
Category:personal finance -- posted at: 2:52pm EST

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