Couple Money Podcast

We're doing a listener Q and a, and we're answering two big marriage and money-related questions: finding better banking options and how to decide whether or not to loan money to friends or family!

Answering Your Marriage and Money Questions

Last Q&A we covered getting back on track with financial goals, raising credit scores, and jumpstarting your financial cushion. 

So what’s on your minds now? 

For one, it looks like you’re looking for a better banking option. That’s a smart move as many of us realize how key our checking and savings are in family finances. Getting hit with needless fees not only is draining your account, but most times it’s not for your benefit, but instead about growing their profit. 

We’ll also look at how to help out a friend financially without hurting your own finances.

We got a lot to cover, so let's get started!

Resources to Tackle Your Money Together

Thanks to Our Sponsor Coastal!

learn more about our podcast sponsor coastal credit union

Support for this podcast comes from Coastal Credit Union! If you’re living in the Raleigh Durham area and looking to bank better, come check out Coastal today.

See how Coastal can help you with your mortgage needs and Daymark Realty has a fantastic team ready to help find the perfect house for you in the Triangle area! 

Rollover Your 401(k) Easily with Capitalize

We’re grateful for wonderful partners like Capitalize. Not only do they support the podcast, but they help make managing your money so much easier. 

 

Did you know that it’s estimated that there are currently over 24 million “forgotten” 401(k) accounts? In fact, the average American changes jobs every 4 years

And because of the Great Resignation, you or someone you know might be changing jobs even more. 

It’s an extreme case of out of sight and out of mind. Is your old 401(k) in there somewhere, left behind at a job you're no longer with?

One huge benefit of an IRA is choosing how your money is invested, not your old employer. 

If you want to consolidate your old 401(k) and have more options with how you invest, it may be time to roll them over into an IRA.  

With Capitalize, they handle the process from start to finish – for FREE. And yes, that includes calling the 401(k) provider on your behalf. 

Find out how and get started today!

Support the Podcast

Thank you so much for listening to the podcast!

  • Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share.
  • Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple , Spotify, or Audible.
  • Grab a copy of Jumpstart Your Marriage and Your MoneyMy book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!

Ever dream of getting away from it? Learn how to prepare and plan your own adventure as Mike shares how he and his wife took their family on an RV trip across the Americas!

Family Adventure: How to Plan for an Epic RV Trip

Get your next family adventure planned! Catch this week's show and see how Mike and his family took a year long RV trip across the Americas!

We've been talking in a series of episodes about travel all this month- how to plan these different types of trips for your family that you'll enjoy and remember for a long time. But have you thought about doing something bigger? 

Something where you don't just go away for a week on a vacation or a cruise, but actually take a break from your job, your house, and explore a different part of the world for a while?

Sounds pretty crazy, right? I think most people would have a few things. That immediately come to mind about why it wouldn't work.

  • How would we pay for this?
  • Would we be able to find a job after we return?
  • Could we sell your house?
  • If you have kids, how would they deal with things?

They're normal questions and concerns to have. I'd take it as a sign that you're someone who thinks things through. But wouldn't it be fun to shake up things a little?

Mike Heroux of Dividend Guy is on the show to help you go from dream to reality by sharing his story and take on things. He and his wife are wrapping a trip they took as a family five through the Americas.

In this episode, we look into:

  • how they prepare their finances and themselves for their RV trip
  • dealing with difficulties on the road
  • how you can start building some income on the side for your own adventure

Hope you enjoy it!

 

Resources to Travel More

Thinking about traveling more this year? Here are some resources to check out to get you up and running with travel hacking:

Don't forget to send in your marriage and money questions for our upcoming listener mailbag episode!

Thanks to Our Sponsor Coastal!

learn more about our podcast sponsor coastal credit union

Support for this podcast comes from Coastal Credit Union! If you’re living in the Raleigh Durham area and looking to bank better, come check out Coastal today.

See how Coastal can help you with your mortgage needs and Daymark Realty has a fantastic team ready to help find the perfect house for you in the Triangle area! 

Rollover Your 401(k) Easily with Capitalize

We’re grateful for wonderful partners like Capitalize. Not only do they support the podcast, but they help make managing your money so much easier. 

Did you know that it’s estimated that there are currently over 24 million “forgotten” 401(k) accounts? In fact, the average American changes jobs every 4 years

And because of the Great Resignation, you or someone you know might be changing jobs even more. 

It’s an extreme case of out of sight and out of mind. Is your old 401(k) in there somewhere, left behind at a job you're no longer with?

One huge benefit of an IRA is choosing how your money is invested, not your old employer. 

If you want to consolidate your old 401(k) and have more options with how you invest, it may be time to roll them over into an IRA.  

With Capitalize, they handle the process from start to finish – for FREE. And yes, that includes calling the 401(k) provider on your behalf. 

Find out how and get started today!

Support the Podcast

Thank you so much for listening to the podcast!

  • Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share.
  • Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple , Spotify, or Audible.
  • Grab a copy of Jumpstart Your Marriage and Your MoneyMy book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!
    
 
 
 
 
 
 
 
 
 
Direct download: 21_Family_Adventure_RV_Trip_Across_the_Americas.mp3
Category:personal finance -- posted at: 7:14am EDT

Want to see more of the world, but are limited by budget? Learn how one couple used travel hacking so their entire family could take fantastic trips! 

Travel Hacking as a Family

While, I know many families are eager to get out there and traveled to summer. I also know that one of the holdups they have is their budget.

Whether you're flying, renting cars. Staying at an Airbnb hotel. Everything has gotten more expensive. Traveling as a couple can be pricey, but still feasible. But it can be a financial challenge when you add kids to the mix.

That's why I want to share from the archive and interview I had with Dan Miller, founder of Points With a Crew.

Dan's managed to score some wonderful deals on his trips including getting plane tickets for his entire family to lake Tahoe and a cross country train ride. Did I mention they're a family of eight?

Hopefully we'll show how you can keep more money in your pocket and still have your family seeing the world around them.

In today's episode he shares:

  • how to choose the right credit cards to maximize rewards
  • staying out of debt while staying on top of their credit cards
  • tricks and tips on getting kids ready for traveling

Hope you enjoy!

 

If you're looking for more travel tips from a couple with kids, please check out my interview with early retiree Justin from Root of Good.

Travel Hacking Resources and More

Want to learn more about travel hacking? Here are some resources to check out:

Thank You to Our Sponsor Coastal!

learn more about our podcast sponsor coastal credit union

Support for this podcast comes from Coastal Credit Union! If you’re living in the Raleigh Durham area and looking to bank better, come check out Coastal today.

See how Coastal can help you with your mortgage needs and Daymark Realty has a fantastic team ready to help find the perfect house for you in the Triangle area! 

Rollover Your 401(k) Easily with Capitalize

We’re grateful for wonderful partners like Capitalize. Not only do they support the podcast, but they help make managing your money so much easier. 

Did you know that it’s estimated that there are currently over 24 million “forgotten” 401(k) accounts? In fact, the average American changes jobs every 4 years

And because of the Great Resignation, you or someone you know might be changing jobs even more 

It’s an extreme case of out of sight and out of mind. Is your old 401(k) in there somewhere, left behind at a job you're no longer with?

One huge benefit with an IRA is you get to choose how your money is invested, not your old employer. 

If you want to consolidate your old 401(k) and have more options with how you invest, it may be time to roll them over into an IRA.  

With Capitalize, they handle the process from start-to-finish – for FREE. They handle the process from start-to-finish, and yes that includes calling the 401(k) provider on your behalf.

Support the Podcast

Thank you so much for listening to the podcast!

  • Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share.
  • Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple , Spotify, or Audible.
  • Grab a copy of Jumpstart Your Marriage and Your MoneyMy book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!

This episode was originally released in April 2015. Show notes have been updated in May 2022.

 

 

Find out how and get started today!

Direct download: 20_Family_Travel_Hacking_with_Points_with_a_Crew.mp3
Category:personal finance -- posted at: 7:09am EDT

Want to Take Cross Country Road Trip Together?

How many times have you guys thought about traveling? Not just a weekend getaway or a vacation, but really seeing another place? What's stopping you? 

These last few years with the pandemic have been..well, alot. We’ve had lockdowns, restrictions, and having to adjust work for the norm. On top of that, if you have kids, school looked completely different. 

While we’re understandably cautious and keeping an eye on things, I believe many of us are also hoping not just to travel like before but want to try something different. 

That Trip Advisor survey I mentioned last week about travel trends highlighted that more people wanted to explore different locations. It was less about visiting tourist traps and more about embracing their destination’s uniqueness.

That’s why I’d think you enjoyed my interview with Derek and Carrie Olsen. Years ago, they, along with their then toddler, took a cross-country trip with their trusty travel trailer. 

Even now, it’s one of my favorite interviews. They’re a sweet couple but they also had some fantastic tips and thoughts on how to simplify things and have a true family adventure. 

So whether you’re thinking about taking an epic trip or pivoting in your career or life, I think you’ll enjoy this chat. 

In this episode, we get into: 

  • how Derek and Carrie prepare for this trip
  • how you can purge and shed your stuff to either get rid of the clutter or make some money 
  • how you stay motivated so you can achieve your goal 

I hope you enjoy!

Resources to Have a Memorable and Affordable Trip

 Here are some resources to check out:

Thank You to Our Sponsor Coastal!

learn more about our podcast sponsor coastal credit union

Support for this podcast comes from Coastal Credit Union! If you’re living in the Raleigh Durham area and looking to bank better, come check out Coastal today.

See how Coastal can help you with your mortgage needs and Daymark Realty has a fantastic team ready to help find the perfect house for you in the Triangle area! 

Rollover Your 401(k) Easily with Capitalize

We’re grateful for wonderful partners like Capitalize. Not only do they support the podcast, but they help make managing your money so much easier. 

Did you know that it’s estimated that there are currently over 24 million “forgotten” 401(k) accounts? In fact, the average American changes jobs every 4 years

And because of the Great Resignation, you or someone you know might be changing jobs even more 

It’s an extreme case of out of sight and out of mind. Is your old 401(k) in there somewhere, left behind at a job you're no longer with?

One huge benefit with an IRA is you get to choose how your money is invested, not your old employer. 

If you want to consolidate your old 401(k) and have more options with how you invest, it may be time to roll them over into an IRA.  

With Capitalize, they handle the process from start-to-finish – for FREE. They handle the process from start-to-finish, and yes that includes calling the 401(k) provider on your behalf. 

Find out how and get started today!

pport the Podcast

Thank you so much for listening to the podcast!

  • Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share.
  • Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple , Spotify, or Audible.
  • Grab a copy of Jumpstart Your Marriage and Your MoneyMy book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!

This episode was originally released February 2016. Shownotes and episode were updated May 2022.

 

Direct download: 19_Planning_and_Taking_Cross_Country_Road_Trip_.mp3
Category:personal finance -- posted at: 7:46am EDT

Want to get out and travel more this year without breaking your budget? Learn how you can use travel hacking as a couple to get great deals on your trips!  

Travel Hacking Together

As we move into May, I’m hearing more and more couples talk about travel. With better weather and after an unprecedented - yeah I said it - two years, many are looking for a change in scenery. 

According to Trip Advisor, 68% of Americans are looking to travel domestically and 29% are considering a trip abroad. Travel can be a fantastic way to shift our perspectives and rest a bit. 

Because many in our community are trying to work toward financial goals as well, it’s even more important to find ways to get deals on vacations. 

That’s why I want to pull from the archives and share an interview I had with Peter and Ruby, from  A Journey We Love.

They had some wonderful travel hacking tips on how to keep your trips low stress, fun, and affordable. 

During our chat, we got into: 

  • their process for finding deals with their trips
  • how they budget during their travels
  • tips for first-time travelers

Hope you enjoy it!

Travel Hacking Resources and More

Want to learn more about travel hacking? Here are some resources to check out:

Thank You to Our Sponsor Coastal!

learn more about our podcast sponsor coastal credit union

Support for this podcast comes from Coastal Credit Union! If you’re living in the Raleigh Durham area and looking to bank better, come check out Coastal today.

See how Coastal can help you with your mortgage needs and Daymark Realty has a fantastic team ready to help find the perfect house for you in the Triangle area! 

Rollover Your 401(k) Easily with Capitalize

We’re grateful for wonderful partners like Capitalize. Not only do they support the podcast, but they help make managing your money so much easier. 

 

Did you know that it’s estimated that there are currently over 24 million “forgotten” 401(k) accounts? In fact, the average American changes jobs every 4 years

And because of the Great Resignation, you or someone you know might be changing jobs even more 

It’s an extreme case of out of sight and out of mind. Is your old 401(k) in there somewhere, left behind at a job you're no longer with?

One huge benefit with an IRA is you get to choose how your money is invested, not your old employer. 

If you want to consolidate your old 401(k) and have more options with how you invest, it may be time to roll them over into an IRA.  

With Capitalize, they handle the process from start-to-finish – for FREE. They handle the process from start-to-finish, and yes that includes calling the 401(k) provider on your behalf. 

Find out how and get started today!

Support the Podcast

Thank you so much for listening to the podcast!

  • Spread the word! If you enjoyed this episode and think it can help a buddy get on the path to dumping debt and become financially free, please share.
  • Leave a review. Honest feedback and reviews make a big difference and gets the word out about the podcast. Leave your review on Apple , Spotify, or Audible.
  • Grab a copy of Jumpstart Your Marriage and Your MoneyMy book is designed for a busy couple to set up their finances in 4 weeks. Get tips and tools that have worked for other couples on their journey of building their marriage and wealth together!

This episode was originally released in January 2017. Show notes have been updated April 2022.

Direct download: 18_Travel_Hacking_Couples_Edition.mp3
Category:personal finance -- posted at: 7:10am EDT

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